About Us

Huntington Beach, California based Independent Funding Inc is a direct mortgage lender, specializing in FHA, VA, Conventional Fixed Rate, and Jumbo mortgage loans for home buyers and homeowners throughout California.

As a direct lender, quite frankly, we call the shots. We have the ability to approve, process, underwrite, and fund your loan quickly. We are not bound by other financial institution’s requirements to charge borrowers pre-determined fees. On the contrary, we are proud to make quick decisions, answer your questions immediately, and secure the best loans with the best rates available for your specific mortgage needs in California.

Independent Funding Inc is proud to provide personalized service in the digital age. With all technological capabilities at our finger tips, we also enjoy one-on-one work with our clients, and home buyers and homeowners are welcome in our Huntington Beach, CA headquarters anytime.

Independent Funding Inc is a locally owned and operated business which has served Southern California homeowners and buyers for two decades. Our focus on exceptional customer service has earned us the support and endorsement of clients, REALTORS®, and affiliate partners throughout the State of California.

We invite you to contact us today, to begin the process of obtaining the loan you need to purchase a home, or to discuss money saving refinance options available in California today.